Atlantic City Blackjack

Atlantic City is known for its many unique attractions. It’s most famous for being one of the hottest spots for casinos and gambling. And also Donald Trump’s hair piece.

One of the more popular games that both professional, and recreational gamblers enjoy is Blackjack. This game is spread at just about any casino in Atlantic City you walk into. Even online casinos won’t call themselves a real casino if they don’t offer Blackjack.

While you can find many forms of this classic table game, one of the most played is Atlantic City Blackjack. It holds most of the same rules as American Blackjack, but it has one few twists that makes it unique and special, specifically the Surrender option.

Free Atlantic City Blackjack

Atlantic City Online Games Comparison


Played with 8 decks

Only 1 split per hand.

Not available in USA

RTP: 99.51%

Where to play: Guts Casino


Played with 8 decks

Standard rules

Not available in USA

RTP: 99.64%

Where to play: Jackpot City Casino


Played with 6 Decks

Standard Rules

USA friendly

RTP: 99.67%

Where to play: Miami Club Casino

Atlantic City Blackjack Rules

The game is played with 8 regular decks.

You can split twice, up to three hands. Aces however, can only be split once. If you split Aces, you are dealt one more card and that’s it. Also, any 2 cards of the same face value can be split.

Double down rules in Atlantic City Blackjack are quite lenient. You can double on any total on your first 2 cards. You can also double down on the first 2 dealt cards after splitting.

The dealer must stand on all 17 hands, including soft 17.

Blackjack pays 3 to 2 odds like most Blackjack games. Insurance pays 2-1. Never take the insurance bet by the way. It’s one of the biggest sucker bets in a casino.

The house edge under these rules is 0.36%, however make sure to check the specific casino rules since they might vary a bit.

Late Surrender Rule

Atlantic City Blackjack Strategy Chart

Strategy Chart

The one major rule addition in Atlantic City Blackjack is the option to surrender. Originally, Atlantic city casinos offered you to surrender your hand before the dealer checks for blackjack, aka Early Surrender. However this option is long gone and now most casinos offer only the Late surrender.

The difference between early and late surrender is that the early surrender happens before the dealer picks for blackjack, while the Late surrender takes places after he checks (and only if he doesn’t have blackjack). Obviously, the early surrender is much more beneficial, however it’s rarely to be found.

So how late surrender works? If the dealer’s up card is an Ace or a 10 -value card, he will check for Blackjack. If he has blackjack, the hand is over. In any other case, you will be offered the option to surrender a get half of your bet back.

Despite what many say, surrender does increase your odds and can get you additional winnings. However we’ve noticed that most players overuse it and through away decent hands, thinking they save half of their bet, ignoring the fact that they lose the other half of it.

The correct strategy is very simple: surrender if you have hard 16 and the dealer has 9, 10 or 11; surrender if you have 15 and the dealer up card is a 10. That’s it!

Correct strategy

We’ve explained before how to use the surrender rule. Throughout the rest of the game you should stick to standard Blackjack strategy.

You can play Atlantic City Blackjack at any casino in Atlantic City or on various blackjack sites. It’s a great twist on the game that can be lucrative when played the correct way.